Voluntary Supplemental
Benefits Plans


Interested, or have any questions? Please feel free to Contact Us


Payroll-Deducted Benefits at Group Rates

Voluntary supplemental benefits provide your employees with an opportunity to access life insurance, disability Insurance, bond investing, and other group benefits which can be tailored to meet their individual needs.

Employers are turning to more voluntary benefit programs as the cost of employer-provided benefits continues to accelerate. The cost of providing group life, vacation, sick leave and statutory benefits can exceed 35 to 40% of payroll. In addition to the cost, the administration of benefit programs adds to the employer's responsibility.

The adoption of a Voluntary Supplemental Program would provide a valuable perk to your employees, while not adding to your benefit costs. Employees who voluntarily enroll in these programs enjoy advantages available only through employer-sponsored programs. Basics of the plans include: portability, simplified or guaranteed issue underwriting, and the ability to enhance benefits on a regularly scheduled basis, all through the ease of payroll deduction. Additional benefits can include accidental death benefit, spouse and child coverage, and living benefits riders. These products are not only valuable, but they are timely, as they positively impact both you the employer and your employees.

Our goal is to help you, the employer, design a plan that's right for you. We then meet with your employees individually to customize the offering to meet each of their unique needs and circumstances.

Total Commitment

Your Total Employee Benefits Specialist

ph: 315-426-0540
fax: 315 451 2301
7785 Henry Clay Blvd
Liverpool, New York 13090